What is International Private Medical Insurance (PMI)

As more people work and live abroad, from both private and governmental organisations, International healthcare provisions for individuals and their families are of paramount importance. It is essential to ensure that you have comprehensive insurance protection.

International Private Medical insurance is available to protect you against acute medical conditions whilst working or living abroad.

Freedom Healthnet is a private medical insurance provider offering innovative healthcare solutions for everyday needs.

Our policies for individuals, families and businesses provide your health insurance benefits to suit all needs and financial budgets.

Eligibility

This Policy is available to persons (subject to age limitations) and their dependants in countries where Great Lakes Reinsurance (UK) PLC is legally permitted to transact Private Medical Insurance. This policy is not available to citizens of the USA residing in the USA, those persons who are subject to exchange controls or where the purchase of this policy is illegal under local legislation.

The minimum age at entry for a Policyholder is 18 years attained. In the case of an applicant being under the age of 18 years attained, a parent or guardian is required to sign the application form and will be considered to be the Policyholder and will be charged the 18 year old rate. No discounts will apply.

The maximum entry age of an applicant varies depending on the chosen underwriting.

We do not accept proof of posting an Application Form, Claim Form or premium payment as proof that we have received it. The issuance of the Policy Document and Certificate of Insurance is evidence that the contract is in force.

We reserve the right to refuse an application.

For Groups, eligibility is subject to our acceptance of the Worldwide Corporate Application Form, previous Certificates of Insurance (if applicable) and Worldwide Member Application form(s).