Same Sex Couple Private Medical Insurance

If you are part of a gay couple, then medical insurance can help you to achieve peace of mind, by enabling you to better look after both yourself and your partner.

Freedom Healthnet adhere to the guidelines released by the Association of British Insurers. These guidelines have helped to clarify the process for gay individuals or gay couples applying for insurance. This means that insurance companies should not discriminate by asking potentially intrusive questions. These guidelines should also make clear that taking an HIV test, or having previously taken an HIV test should not necessarily negatively affect your application. All sorts of people from all parts of the population may be asked to take this test, for many reasons, which may have nothing to do with sexual orientation.

Freedom’s Private Health Insurance provides you with unprecedented choice, in the event of sickness or injury. You or your partner can choose your treatment - where and when you will be treated, and by which specialist – all at a competitive cost. This should help to provide you with peace of mind, if you and your partner are going through a difficult time as a result of illness.

Benefits of same sex couple medical insurance include:

• An extensive range of health insurance cover
• Flexibility of health insurance choice
• Options to reduce health insurance premiums

Gay Couple health insurance cover

You can choose from a range of cover plans – from essential health plans which could pay for the more expensive in-patient treatment, to comprehensive plans which could provide full in-patient (depending on in-patient procedure limitations) and out-patient cover. You also have the option of considering alternative therapies, psychiatric care or rehabilitation benefits.

Policies for same sex couple include:

• Essential health insurance cover
• Core health insurance cover
• Comprehensive health insurance cover
• Fully comprehensive health insurance cover

Flexibility of Choice

Your insurance plan can provide you with the cost of in-patient treatment, before it takes place, directly to your bank account. You can be treated:

• At a UK private hospital
• Abroad
• Through the NHS

Options to reduce heath insurance premiums

You could also benefit from health insurance premium reduction. If you pay your premium annually, in full, you could benefit from a 6% discount. You could also raise the excess paid for any claim, which could save you, annually, up to 25%.

Get an online quotation for your same sex medical insurance to find out more about the flexibility Freedom Healthcare can offer.