Exclusions and Limitations of Individual Private Health Insurance

As with any private medical insurance, there are certain exclusions and limitations to the cover provided.

The following are some examples of treatments that are not covered by Freedom Healthnet's medical insurance plans. These include:

1. Chronic conditions
2. Pre-existing medical conditions
3. HIV/AIDS
4. Cosmetic surgery
5. Drug, solvent and alcohol abuse
6. GP consultations
7. Pregnancy and infertility
8. Dental treatment
9. Varicose vein treatment

For a full listing of all the policy exclusions, please refer to the policy document or contact a member of the Freedom Healthnet staff.

Furthermore, your benefit sum for each procedure is subject to our Schedule of Procedures. View our top 100 schedule of procedures.

For a full list please refer to the policy document.

Get an online quotation for individual medical insurance to see how little you would pay.

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