How Freedom Health Insurance Can Help You

Freedom Healthnet aim to help you in many ways to achieve peace of mind with your private health insurance and medical cover. We offer:

• A comprehensive range of flexible health insurance policies
• Flexible underwriting terms, allowing you to achieve the best private medical cover for your needs
• Options to reduce insurance premiums

A comprehensive range of health insurance cover

From budget health insurance plans covering the cost of the more expensive in-patient treatment, to comprehensive private medical cover offering full in-patient and out-patient cover, with options to include alternative therapies, psychiatric care or rehabilitation benefits our product range is extensive. Find a Freedom health insurance policy to suit you:

Individual health insurance policy
Private medical cover for couples
Family medical insurance
Health Insurance for single parent families
Child only health insurance policies

Freedom Corporate Medical Insurance

Flexible Health Insurance Underwriting Terms

Freedom Healthnet offers two methods of health insurance underwriting to suit your needs:

Moratorium Underwriting

For moratorium health insurance policies, you don't need to provide medical information at time of application. Instead, for the first two years of the policy you will not be eligible for treatment of any disease, illness or injury for which you have received medication, advice, treatment or have experienced symptoms whether the condition has been diagnosed or not in the five years before the start date of your policy. This will be assessed at time of claim. Please see our Moratorium Explained for full details.

Full Medical Underwriting

If you would prefer to know exactly which conditions you are not covered for, you may complete a detailed medical history questionnaire. This will determine the terms and conditions of your cover and additional exclusions may be appiled to the policy at the commencement date of your cover.

You can get a quote now, but your application will be assessed by a member of our team before we can confirm cover that could be made available to you.

Options to reduce medical cover premiums

Freedom Healthnet offer options to reduce your health insurance premium further. For example, if you pay your medical insurance premium annually at the commencement of the policy you will benefit from a 6% discount.

You may wish to reduce your premium by increasing the level of excess you have to pay for each potential claim. This could reduce your annual insurance premium by up to 35%.

If you join with your company, your corporate health insurance premium could be greatly reduced, as you would benefit from corporate rates. Get an instant medical insurance quote to find out more.

You can get a quote now, buy online today and start your cover almost straightaway.

It is important to note that if you require treatment under this health insurance policy, you must contact the Claims Helpline and obtain
pre-authorisation. Failure in doing this could result in costs being incurred by you which are not covered by this policy.

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