Family Health Cover: Exclusions and Limitations

As with any insurance, there are exclusions and limitations to the family health cover provided by Freedom Healthnet.

The following are some examples of treatments that are not covered by Freedom Healthnet's medical insurance plans. These include:

1. Chronic conditions
2. Pre-existing medical conditions
3. HIV/AIDS
4. Cosmetic surgery
5. Drug, solvent and alcohol abuse
6. GP consultations
7. Pregnancy and infertility
8. Dental treatment
9. Varicose vein treatment

For a full listing of all the policy exclusions, please refer to the policy document or contact a member of the Freedom Healthnet staff.

Furthermore, your benefit sum for each procedure is subject to our Schedule of Procedures. To view our top 100 schedule of procedures, please click here.

For a full list please refer to the family health cover policy document.

Get an online quotation for individual medical insurance to see how little you would pay.

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Freedom Healthnet

Hybrid Cashplan Health Insurance

Freedom's hybrid cashplan policy gives you the opportunity to provide health care cover for yourself and your family with unprecedented flexibility at a competitive cost.

  • cheap premiums from as little as £11.43 (cashplan)
  • cash payout for medical treatment
  • you keep any excess funds
  • choose treatment location: in the UK or abroad

Comprehensive Medical Insurance

Freedom's comprehensive health insurance policy, Elite, provides a fully flexible, customisable plan to suit you and your family. Tailor your policy for your requirements from

  • inpatient only or add outpatient cover
  • therapies cover such as chiropracter, osteopathy
  • GP, dental & optical
  • infertility & pregnancy complications
  • chronic conditions option
  • Regional; London; or London premier hospitals

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