Exclusions & Limitations

There are exclusions you should be aware of under the Freedom Worldwide plan. Some examples of our exclusions are as follows:

  • Treatment outside the geographical area of cover unless for emergencies.
  • Treatment not pre-authorised in advance.
  • Care and/or treatment of drug addiction or alcoholism.
  • Pre-existing conditions (unless we have approved treatment relating to them).
  • Cosmetic Surgery.
  • Excess (Optional).
  • Professional sports injuries.
  • Self inflicited injuries.
  • Sexual dysfunction.
  • Weight loss surgery.

 

For a full list of exclusions, please refer to our Policy Document.

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Freedom Healthnet

Hybrid Cashplan Health Insurance

Freedom's hybrid cashplan policy gives you the opportunity to provide health care cover for yourself and your family with unprecedented flexibility at a competitive cost.

  • cheap premiums from as little as £11.43 (cashplan)
  • cash payout for medical treatment
  • you keep any excess funds
  • choose treatment location: in the UK or abroad

Comprehensive Medical Insurance

Freedom's comprehensive health insurance policy, Elite, provides a fully flexible, customisable plan to suit you and your family. Tailor your policy for your requirements from

  • inpatient only or add outpatient cover
  • therapies cover such as chiropracter, osteopathy
  • GP, dental & optical
  • infertility & pregnancy complications
  • chronic conditions option
  • Regional; London; or London premier hospitals

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