- Get a Quote
- What is Private Healthcare?
- Benefits of Freedom Policies
- Comprehensive Health Insurance
- Comprehensive - Levels of Cover
- Cashplan Health Insurance
- Cashplan - Levels of Cover
- International Health Insurance
- Individual Health cover
- Cancer Cover
- Psychiatric Cover
- Complementary medicines
- Exclusions and limitations
- Leaving a corporate scheme (switching)
- FAQ
Freedom Healthnet has now launched its fully comprehensive health insurance policy with additional options to suit your lifestyle. See what is covered and what options you need and get an instant online quote for health insurance to see how little it could cost.
| Inpatient and Day-Patient Treatment | |||
|---|---|---|---|
Hospital Charges |
Full Cover – within your chosen hospital list. All charges for a hospital not within your list will be payable at £250 per night for private treatment as an In-Patient or £200 per private treatment as a Day-Patient. | ||
Consultants & Anaesthetist Fees |
Full Cover – within the limits of our fee schedule, if charges exceed those stated then the difference is your responsibility to settle. | ||
| Diagnostic Fees | Full Cover | ||
| Physiotherapy | Full Cover | ||
| Cancer Cover | Full Cover within our Cancer Guidelines | ||
| Accommodation for parent if child 14 or under | Full Cover | ||
| Oral Surgery | Full Cover within listed procedures | ||
| Private Ambulance | Full Cover | ||
| Home Nursing Benefit | Full Cover up to a maximum of 13 weeks | ||
| Rehabilitation Benefit | Up to 3 hours per day (maximum of 7 days) | ||
| NHS In-Patient Benefit | £200 per night (maximum of 10 nights) upon receipt of a discharge summary from the hospital | ||
| NHS Day-Patient Benefit | £100 per day (maximum of 5 days) upon receipt of a discharge summary from the hospital | ||
| Out-Patient treatment | |||
| MRI/ CT / PET scans | Full Cover | ||
| Chemotherapy / Radiotherapy / Oncologist's Fees | Full Cover | ||
Optional extras
| Option 1- Out-patient Cover | |
|---|---|
| Out-Patient Treatment, Diagnostic Tests, Consultations & Physiotherapy (GP referral 6 visits only) |
A) £1500 B) Full Cover |
| Option 2 - Alternative Therapies | |
|---|---|
| Out-Patient Treatment, Diagnostic Tests, Consultations & Physiotherapy (GP referral 6 visits only) | A) £750 B) £1500 |
| Option 3 - Psychiatric Care | |
|---|---|
| In-Patient Cover | Up to £10,000 |
| Out-Patient Cover | Up to £1,000 |
| Option 4 - Private GP, Dental & Optical | |
|---|---|
| Routine Dental | Up to £300 |
| Accidental Dental | Up to £600 |
| Private GP including Consultations, Investigations& Minor Surgery |
Up to £300 per year (Minor Surgery £70 per procedure within overall limit) |
| Optical Consultations, Prescriptions | Up to £200 |
Option 4 has a £50 compulsory excess with a 6 month qualifying period.
Option 5 is only available if all other options selected
| Option 5 - Executive Benefits | |
|---|---|
| External Prosthesis recommended by a Specialist | Up to £200 per plan year following an In-Patient stay |
| Chronic Benefits – Consultations and Out-Patient Diagnosis | Up to £500 per plan year upon first diagnosis following the inception of your Policy |
| Wellbeing Benefit (Health Assessment) | Up to £300 lifetime benefit following a two year qualifying period |
| Maternity Cash Benefit | £150 per pregnancy following an 11 month qualifying period |
| Second Specialist Opinion | 1 per Policy year |
| Charged NHS Prescriptions | Up to 6 per Policy year (Maximum of £50) |
| Cover for Private Ante-Natal and Post-Natal Care, Specialists consultations, Diagnostic Tests and Investigations and delivery for a Natural Birth | Up to £3000 lifetime benefit following a two year qualifying period |
| Pregnancy complications | Up to £3000 lifetime benefit within listed procedures |
| Investigations resulting in the diagnosis for infertility only | Up to £1500 lifetime benefit following a two year qualifiying period |
| London Premier Hospitals | Cover for Reasonable and Customary charges within London Premier Hospitals as listed in the Hospital guide |
Please Note: All limits above are per Policy year unless otherwise specified.
Next Steps
Call Freedom on
0800 999 2013
Lines are open 9am to 6pm Monday to Friday
0800 999 2013
Lines are open 9am to 6pm Monday to Friday
