- Get a Quote
- What is Private Healthcare?
- Benefits of Freedom Policies
- Comprehensive Health Insurance
- Comprehensive - Levels of Cover
- Cashplan Health Insurance
- Cashplan - Levels of Cover
- International Health Insurance
- Individual Health cover
- Cancer Cover
- Psychiatric Cover
- Complementary medicines
- Exclusions and limitations
- Leaving a corporate scheme (switching)
- FAQ
Freedom Healthnet has afforable health insurance via its cashplan and comprehensive policies. You can now get basic affordable health insurance to suit your lifestyle. Select the cover you need and get an instant online quote for health insurance to see how little it could cost.
Each type of private health insurance covers you for a range of benefits. The following are the cashplan policies:
| Inpatient hospital cost & daycare | Gold | Platinum | Diamond | Diamond Plus |
|---|---|---|---|---|
| Annual inpatient limit | £30,000 | £50,000 | £100,000 | No annual benefit limit |
Hospital Charges: nursing fees, medical expenses, ancillary charges, prescribed medicines and drugs |
Covered in full within procedure price* within annual limit |
Covered in full within procedure price* | ||
MRI, CT scans, tests and X-rays |
Covered up to annual inpatient limit |
Covered in full | ||
Oncology tests, drugs, consultants fees including cover for chemotherapy and radiotherapy |
Covered up to annual inpatient limit |
Covered in full | ||
Physiotherapy |
Covered up to annual inpatient limit |
Covered in full | ||
| Pregnancy Complications | Covered in full within procedure price* after cover has been in force 11 months (up to annual limit) | Covered in full within procedure price* after cover has been in force 11 months | ||
| Out-patient Cover | Gold | Platinum | Diamond | Diamond Plus |
|---|---|---|---|---|
| Annual outpatient limit | £1,000 | £1,000 | £1,250 | No annual limit |
Specialist consultations and treatment fees |
Covered in full within annual limit |
Covered in full | ||
X-rays, pathology, diagnostic tests and procedures |
Covered in full within annual limit |
Covered in full | ||
MRI, CT scans, radiotherapy & chemotherapy |
Covered in full within annual inpatient limit |
Covered in full | ||
Physiotherapy |
Up to £500 (within annual limit) |
Up to £500 | ||
Please note, MRI scans, CT scans, Radiotherapy and Chemotherapy will be taken from the inpatient benefit whether treatment is taken as outpatient, day patient or inpatient.
Optional extras for Diamond Plus
| Alternative Therapies | |
|---|---|
GP or specialist referred to a registered Physiotherapist, Chiropractor, Acupuncturist, Homeopath, Chiropodist/Podiatrist |
£1,000 per policy year GP referral – up to 6 visits Specialist referral – up to £1,000 Please note: For physiotherapy, £500 in addition to £500 included in out-patient cover Total of £1,000 |
| Psychiatric care | |
|---|---|
In-patient treatment in published hospital schedule |
Covered in full to a maximum of £10,000 per policy year |
| Out-patient treatment | £1,500 per policy year (£100 excess per claim) |
| Rehabilitation benefits | |
|---|---|
Home nursing |
Full cover up to 28 days |
| Recuperative care | Up to £1000 per claim |
| Specialist second opinions | 1 per claim |
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