Individual Private Health Insurance and Medical Cover

Individual medical insurance is a vital component of any health plan. It provides choices when illness or injuries occur. The peace of mind that comes with the knowledge of a speedy recovery if an illness or injury occurs is reassuring for many individuals.

Private Health Insurance means that you can choose where you will be treated, when you will be treated and by which specialist.

Freedom Healthnet offers peace of mind for you at a difficult time. The Freedom Healthnet medical plans provide health cover with unprecedented flexibility at a competitive cost.

Benefits of individual medical insurance include:

A comprehensive range of health insurance cover

Our extensive health insurance product range provides you choices from essential health plans covering the cost of the more expensive in-patient treatment, to comprehensive medical plans offering full in-patient* and out-patient cover. Freedom health insurance plans also allow you the option to include alternative therapies, psychiatric care or rehabilitation benefits.

*Subject to in-patient procedure limits

Find a policy to suit you:

Essential health insurance cover

Core health insurance cover

Comprehensive health insurance cover

Fully comprehensive health insurance cover

Flexibility of Health Insurance Choice

Freedom Healthnet can pay you directly to your bank account, for the cost of eligible in-patient treatment before it takes place. You can decide to have treatment:

1. At a private hospital in the UK
2. Abroad
3. Using the NHS.

Options to reduce premiums

We also offer options to reduce your premiums for Freedom Healthnet individual insurance plans. For example, if you pay your premium annually at the commencement of the policy you will benefit from a 6% discount.

You may wish to reduce your premium by increasing the level of excess you have to pay for each claim. This could reduce your annual premium by up to 25%.

Get an online quotation for your individual medical insurance to see how little you would pay.