Low Cost Private Medical Insurance

With four levels of medical insurance, you can be sure to find a policy to suit your budget and your health needs. An instant online quotation for health insurance will tell you how much you would expect to pay.

 

Essential health insurance cover

Core health insurance cover

Comprehensive health insurance cover

Comprehensive PLUS health insurance cover

 

 

The Independent recently highlighted our Freedom Diamond Plus

Do I have an excess? There is a compulsory excess of £100 per person per claim on your Freedom policy. You can reduce the premium further, by increasing the excess. The schedule is as follows:

EXCESS VOLUNTARY COMPULSORY TOTAL PREMIUM REDUCTION £0 £100 £100 0% £100 £100 £200 7.5% £250 £100 £350 12.5% £500 £100 £600 17.5% £1,000 £100 £1,100 25%

 

Are there any exclusions?

Our general exclusions are based on similar standards used by most insurers. The main exclusions are as follows:

• Treatment for chronic conditions
• HIV / AIDS
• Cosmetic surgery
• Drug and alcohol abuse
• Visits to your GP
• Pre-existing medical conditions

 

For full details please refer to your policy document or view our policy exclusions online.