Essential Private Health Insurance Policy

 

Our various private medical insurance policies cover you for different levels of benefit. Our Freedom Gold policy is our basic starting level of cover, offering an essential health insurance policy suited to the budget conscious.

The in-patient benefit levels on our starter level policy covers up to £30,000 per annum and, within this sum, a number of components are included...

 

 

Freedom Gold Essential Medical Insurance

Gold Health Insurance cover is designed to provide £30,000 worth of in-patient cover for the whole year with the option to add a £1,000 out-patient cover. The Gold cover plan is one of the most unique and competitively priced policies.

Amongst the many benefits of this plan are the fact that all hospital charges, nursing fees, medical expenses, ancillary charges, prescribed medicines and drugs are covered in full within the set procedure prices of the £30,000 annual in-patient limit.

If you choose to opt for the additional out-patient coverage you can enjoy benefits such as specialist consultation and treatment fees, X-rays and pathology coverage up to the £1,000 annual out-patient limit. You can also claim for up to £500 worth of physiotherapy.

 

View the full table of benefits for essential health insurance policy.

 

With the essential health insurance policy - Freedom Gold - the following benefits are covered within the annual inpatient limit of £30,000:

• Hospital accommodation is usually included in the pricing of a procedure.*
• If no medical procedure has been undergone, hospital accommodation is included for up to £350 per night.
• Hospital nursing fees, medical expenses, ancillary charges and prescribed medicines and drugs are also included in procedure pricing *
• Whilst in hospital, surgeon's anaesthetist's physician's fees are included in the pricing of the procedure. *
• MRI, CT scans, tests and X-rays.
• Oncology tests, drugs, consultant's fees including cover for chemotherapy and radiotherapy are covered within your essential policy's limit.
• Physiotherapy

 

*As stated in the current Shedule of Procedures used by Freedom Healthnet and/or as determined by our Chief Medical Officer.

 

Find out how little Freedom Gold costs each month by getting an instant online quote for Private Health Insurance OR learn about our upgraded health policies and find one to suit you:

Core health insurance cover

Comprehensive health insurance cover

Fully comprehensive health insurance cover

All of our policies are available as individual private medical insurance policies - for individuals, families, single parent families, students and child only policies - as well as a company private health insurance policy. So you can select any level of cover for yourself, your loved ones or for your staff.