Comprehensive Private Health Insurance Policy

Our health insurance policies cover you for different levels of benefit. Our Freedom Diamond medical policy is a comprehensive level of health insurance cover. The benefit levels on this comprehensive policy has £100,000 annual benefit limit per person for on in-patient treatment ...

Freedom Diamond Comprehensive Medical Insurance

The Diamond Health Insurance policy is a mid-range cover plan offering £100,000 per year for in-patient treatment and £1,250 per year for outpatient treatment.

The individual policy carries a compulsory £100 per claim excess. You are able to reduce your premium by increasing your excess. We do not charge extra for monthly payments and give 6% discount for annual payments.

As the cost for some outpatient treatments like MRI & CT scans are extremely high, these benefits are paid for from your Inpatient cover so that your Outpatient limit is not swallowed up by these costs.

Our policy is issued on Moratorium underwriting unless you are aged 66 – 75 when you will be Fully Medically Underwritten. We do not cover pre-existing or chronic conditions.

 

View the full table of benefits for comprehensive plus health insurance policy.

 

Find out how inexpensive the Freedom Diamond Insurance premium is each month by getting an instant online quote for Health Insurance OR learn about our more budget-conscious health policies and find one to suit you:

Essential health insurance cover

Core health insurance cover

Comprehensive plus health insurance cover

All of our policies are available as individual private medical insurance policies - for individuals, families, single parent families, students and child only policies - as well as a company private health insurance policy. So you can select any level of cover for yourself, your loved ones or for your staff.

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Freedom Healthnet

Hybrid Cashplan Health Insurance

Freedom's hybrid cashplan policy gives you the opportunity to provide health care cover for yourself and your family with unprecedented flexibility at a competitive cost.

  • cheap premiums from as little as £11.43 (cashplan)
  • cash payout for medical treatment
  • you keep any excess funds
  • choose treatment location: in the UK or abroad

Comprehensive Medical Insurance

Freedom's comprehensive health insurance policy, Elite, provides a fully flexible, customisable plan to suit you and your family. Tailor your policy for your requirements from

  • inpatient only or add outpatient cover
  • therapies cover such as chiropracter, osteopathy
  • GP, dental & optical
  • infertility & pregnancy complications
  • chronic conditions option
  • Regional; London; or London premier hospitals

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