Private Health Insurance Policy

 

Our extensive Private Health Insurance Policies range provides you choices from our cheapest policy for essential private medical insurance - covering the cost of the more expensive in-patient treatment - to our comprehensive private health insurance policy, which offers full in-patient* and out-patient cover. Freedom health insurance plans also allow you the option to include alternative therapies, psychiatric care or rehabilitation benefits.

*Subject to in-patient procedure limits

Learn about our health policies and find one to suit you:

Essential cheap health insurance cover

Core Budget health insurance cover

Comprehensive Comprehensive health insurance cover

Comprehensive plus Fully comprehensive health insurance cover

All of our policies are available as individual private medical insurance policies - for individuals, families, single parent families, students and child only policies - as well as a company private health insurance policy. So you can select any level of cover for yourself, your loved ones or for your staff.

Key Features of Private Health Insurance

• Freedom Healthnet aims to empower clients to manage their own healthcare.
  
  
• Freedom offers a new concept in private health insurance - cash benefits for the cost of all in-patient treatments.†
  
  
• Private medical insurance benefits are paid once your in-patient claim has been approved, directly to your bank account before treatment has been taken.
  
  
• You are responsible for setting all inpatient invoices with the hospital, directly. Any savings made from fixed priced PMI packages remain yours, tax free, but any shortfalls will be your responsibility to settle with the hospital if the procedure costs exceed the benefit paid to you by us. You can obtain a full quotation from the hospitals in your area prior to treatment as there may be a difference in price as a self-pay patient.
  
  
• You can have your treatment at any hospital in the UK or anywhere in the world and at a time to suit you.
  
  
• Freedom Healthnet can also assist and/or source your treatment. The choice is yours: 3 levels of inpatient cover available.
  
  
• Additional options include outpatient cover.
  
  
• †Policy exclusions apply.
  
  
• See our Insurance benefit schedule
• See a list of the top 100 procedures from our full schedule and payout amounts.