For many people, private medical insurance doesn’t cost anything because they receive medical cover from their employer for themselves and, often, their family.  Companies find that employee health insurance means that their workers spend less time off sick so it makes sense in terms of finances and productivity.

Private health treatment is convenient for all because there are shorter (or no) waiting times and because the appointments are tailored to suit the individual.  Many private specialists / consultants offer appointments outside of normal working hours and often on weekends in order to suit their patients.  This means that  people dont have to take any additional time off work.

An additional reason why individuals select private medical insurance is because they are guaranteed to see a consultant.  Many people do not realise that, as an NHS patient, you will only see a consultant if your problem is particularly complex whereas private healthcare often allows you to select the consultant or specialist you wish to be treated by.

Not covered by employee health insurance with your company? Why don’t you get a quote for affordable medical insurance to see how little it could cost with Freedom.  Then ask for a comparison with all the other insurance providers (from BUPA to Axa to Standard Life, etc.) so you can choose a policy and level of cover to suit you and your family.

Did you know:   you can often reduce your premium by increasing your excess?