Millions of people in the UK are lucky enough to be covered by a private medical insurance (PMI) policy provided by their employer. These are great, not only for the workforce by having access to some of the best healthcare facilities in the country and being able to beat often long waiting times of the NHS for treatment, but for less obvious reasons for the company too. Over three quarters of British workers believe that their employer should be responsible for their healthcare as it is where they spend the majority of their time, and most businesses both big and small recognise the importance of providing benefits like private medical insurance to their staff. Not only do staff feel more loyal to the company, it also attracts a higher calibre of candidate to any job vacancy in the first instance. Employees are also more likely to return to work in a quicker time should they become ill by being treated in the most convenient place and time to them.


Not everyone is covered by a corporate private insurance policy however. It is an attractive option to most people, and the traditional view that premiums are expensive and unaffordable can put people off enquiring into a quote for private health cover. But more cost effective private health insurance like the cash plan policies provided by Freedom Healthnet have made the peace of mind that comes with PMI available to even the lowest budgets. These can even be highly beneficial to those people who are self employed and are looking to cut costs where they can.