An equivalent of 14 million people are prepared to break into their savings in order to pay for healthcare a survey has revealed. CS Healthcare, who carried out the research on 1000 people in the UK, found that 29 percent would use their savings to pay for treatment in an emergency. In the current financial situation, savings are vital for anyone in case of an unexpected redundancy for example, so people are being advised to take out private medical insurance instead. Costing as little as £10.88 a month, it can provide the immediate treatment that people strive for. No-one knows when a medical emergency will happen, but those wishing to escape the long waiting lists of the NHS are recommended to consider PMI as peace of mind.


A further 27 percent of people questioned said they were actively saving to pay for treatment, equivalent to 13 million people in the UK, mainly because of fears over the ability of the NHS to cope with demand. But those people might be better off paying the same or less amounts of money into a private medical insurance policy which is normally cheaper than they might think. Cash plan medical insurance policies like those offered by Freedom are known to be least expensive and still provide at least £30,000 worth of medical costs. The medical condition may turn out to be more of an urgent problem than it might first appear, and waiting until you have saved up enough money to pay for treatment might make it a lot worse than it needs to be. The majority of people believe that the starting price of a policy is actually four times as much as the reality, so they might be encouraged to enquire into a private medical insurance quote to be sure.

A popular healthcare provider, who has clinics in London, Edinburgh and Birmingham has extended its general health check up services to include access to a 24-hour advice line, a facility already open to those people who go for a general appointment with a GP. Blossom Healthcare hope that it will increase the level of care and support available to its patients. Health is a worry for most people, especially when a new condition arises that they are unsure about. The new phone line, which give access to genuine doctors, will be able to answer those questions you might have following a diagnosis and putting your mind at rest. The NHS does not always provide such facilities so having a private medical insurance policy could provide a good way to access this advice that is so vital to understanding your health and how best to recover.


A general health assessment can be highly useful in diagnosing problems that you didn’t know you had, or could warn you that you might be at risk of developing a condition so you can change your lifestyle before it is too late. Some clinics offer health check-ups at a lower cost than others, some up to 20% cheaper, which can be good if you have cash plan private medical insurance. This type of medical insurance pays out a cash lump sum rather than paying directly for the treatment so you could use the money you saved on something else. Alternatively, if you have a comprehensive level of cover and have a £30,000 limit, the money could then be used to pay for other treatment if you need it later on.