Private Health & Medical Insurance Information

A UK private health insurance news and information blog discussing the latest developments in the health and medical insurance (PMI) industry.

Thursday, 19 February 2009

NHS computer system cost millions

A new computerised patient medical record system on trial at a London hospital has cost the NHS around £10 million and has meant that fewer patients can be seen. Now the London Free Hospital’s Chief Executive, Andrew Way, has criticised the system, saying that the many technical problems had caused delays for patients among other problems. It’s all part of a £12 billion IT upgrade in the NHS which aims to have the majority of the population’s medical records on a database by 2014 as well as an online booking service and electronic prescriptions. This move could only have a negative impact on the length of waiting times in the NHS meaning that patients in that area of London and across the rest of the country might be tempted to get a quote for private medical insurance.


The new computer system had such an impact on the running of the hospital that Mr Way said that 40 more administrative staff had to be taken on to help with the work overload. The money used on their wages could have been spent elsewhere to improve facilities and services. The overall cost of the system was so much that the hospital said they were unable to buy new equipment and patient bookings were taking four times as long as normal. There are also fears about patient confidentiality with claims that records could get lost. The vice chairman of the Patients’ Association, Michael Summers, told the BBC, “The patients have to wait longer for their treatment because of the muddle. And in some cases, operations are postponed or the wrong patients are led to the surgery." By taking out a private medical insurance policy and having access to hospitals outside of the NHS, patients will be able to avoid this situation.

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Tuesday, 17 February 2009

PMI is cheaper than you think

Private medical insurance has long been thought of as a luxury item and many people seem to think that it is quite expensive, but cash plan private health insurance policies offer one way to save significant amounts of money. According to a survey by CS Healthcare, the average price that people think a monthly health insurance premium costs is £44.80 per month when in actual fact, Freedom offers policies starting from as little as £10.88 each month – under a quarter of that.


The survey also found that over a third of people in the UK are worried about their health on a daily basis, and up to 600,000 adults across the country are so concerned that they cannot sleep at night. Private medical insurance could help put people’s minds at rest by giving them reassurance that top quality healthcare is available quickly and in a convenient time and place should they ever need it. This figure becomes quite worrying however when people begin to start thinking about stopping their private medical cover in order to save money during this difficult financial period. This will only make people worry even more, putting their health at risk even further from stress and anxiety.


Cost of treatment, waiting times and hospital cleanliness were among the top reasons given by people for their concerns, all of which can be avoided with a private medical insurance policy. Freedom will give you a cash lump sum to pay towards the cost of your treatment and if you wish to be treated in a private hospital you could be treated in a very short space of time and avoid the NHS conditions which have been known for high cases of MRSA and other superbugs in the past.

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Previous Posts

Government rejects NHS job cut proposals

NHS budget squeeze seems inevitable

2/3 Tories want PMI tax relief

USA healthcare debate turns to NHS

Private medical insurance is one way for people to...

Bupa loses policy holders

Concerns about state healthcare

PMI popular option say British public

Cancer patients go private for Herceptin

NHS spends funds on private healthcare

 

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