Private Health & Medical Insurance Information

A UK private health insurance news and information blog discussing the latest developments in the health and medical insurance (PMI) industry.

Friday, 24 July 2009

Demand for cash plan services to rise

Services provided by cash plan private medical insurance will see a surge in demand over the next ten years. That’s just one of the predictions made by the SMF Health Project, a group which has been looking at the NHS over the past two years and making recommendations to help keep the service sustainable in the future. This expected rise in demand for private medical health insurance surrounds the move by the government to allow patients to pay to top up the level of care they receive on the NHS. This was forbidden until about a year ago, when instead patients would have to foot the full cost of treatment if they wanted to upgrade their level of care. Cash plan private health cover, like the policies offered by Freedom Healthnet are perfectly suited for people who want to pay a bit extra for their health care on the NHS. They offer a very low cost monthly premium as well as making it a lot easier for those people who wish to pay extra for their treatment. Illness is unpredictable, so while we may have enough spare income to afford such treatments at the minute, private medical insurance is a good back up in case a person’s financial situation is not the same when illness arises.


The Social Market Foundation, which has compiled the report on the NHS, has said that a lot of changes must be made. They say that whilst the NHS must remain free to access and paid for by taxation, important financial savings must be made by changing from a primarily central government controlled service to one which varies locally. This will inevitable mean that some areas will end up with more efficiently run services than others and some people may find that they wish to look into getting a private health insurance policy to guarantee them access to top quality healthcare no matter where they live or work.

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