The number of people claiming on private medical insurance policies has increased. The latest figures have been released in a report by employee benefits consultants Mercer. They found that 3 percent more people made a claim compared to 2007. They compared results from 250 of the largest companies in the UK to come up with the data. It’s thought that the increase came partly as a result of a rise in medical inflation. Not only this, but people are believed to have been taking advantage of their existing private medical cover as part of their job while they still had it, either because they feared losing their job or just their employee benefits.


Private medical insurance is available at a very low monthly premium, especially with cash plan private health cover. Freedom Healthnet offers a good basic policy costing as little as £10.44 per month so even if people are expecting to lose their health insurance as part of their job there is no need for them to lose the peace of mind that comes alongside it. A company may also want to consider switching their current corporate health insurance policy to cash plan private medical cover to save themselves much needed funds in this economic climate rather than cancelling the policy altogether. Employee health insurance is a good way to attract top quality staff to a vacancy, which could improve performance and efficiency. A better general state of health for a workforce also means that less money should be lost due to staff sickness, which is a major cost to most businesses.