Private medical insurance is one of the hardest things to cut back on during the recession. That’s according to the director of Bupa UK Health Insurance. Fiona Harris told the Yorkshire Post that people find it the most difficult to cut back on their private health cover, even over other items such as holidays, eating out and pensions and long term savings. This may be because they don’t want to lose the peace of mind that comes with a private health insurance policy, knowing that top quality healthcare is available as and when they need it. Poor health is not something that can be predicted, particularly as a result of an accident so a lot of people are reassured by this.


Money is tight for most people at the minute and everyone is cutting back in some way or another. Private medical insurance is long thought of as a luxury, and this is the obvious area to re-prioritise for the majority of people, but these figures just prove that private health cover is no longer considered a luxury item. Cash plan medical insurance has gone a long way to change this stigma, reducing monthly premiums significantly. People may wish to consider swapping to a cash plan private medical insurance policy. In doing so, costs can be greatly reduced but the peace of mind that is associated with a traditional private health insurance policy can be kept intact. Additionally, cash plan private medical insurance gives the patient the freedom to choose whether they wish to be treated in a private hospital or an NHS clinic, thereby using the money that would have been used to pay for private treatment to be used to cover other costs incurred by the illness, such as travel.