A UK private health insurance news and information blog discussing the latest developments in the health and medical insurance (PMI) industry.
Tuesday, 20 January 2009
Healthcare In 2009 Part Two
In the second part of Freedom’s look at 2009, we continue to look at some more of the exciting prospects and challenges for the healthcare industry in the coming year.
Genetic testing has been emerging more and more over the past decade, with the possibility of it being used in every day diagnosis becoming increasingly likely. It has not come without controversy, and ethical issues have meant that the introduction of new methods of testing has been slow and careful. But for the first time, it looks like the market for genetic testing may take off, as costs have dropped significantly, making them much more widely available particularly to those people with private medical insurance. These developments mean that people can get their entire DNA mapped out, so that genetic diseases such as Alzheimer’s can be identified on a person’s genome. Personalised medicine is something that is also in the pipeline for the coming year, meaning that side effects from drugs are much less likely. However these will be expensive, and people may get a
quote for private medical insurance to allow them access to these treatments.
Technology is likely to be a big factor in the way that patients experience healthcare in 2009. The increased use of the internet, in particular social networking sites has allowed patients to interact with each other. Patient forums such as patientslikeme.com are also becoming more and more popular meaning that the way people receive medical information is changing. Blogs, like this one offered by
Freedom, are also providing an alternative source of information.
A new disease classification index known as ICD-10 will be introduced in 2009. ICD-10 (International Statistical Classification of Diseases and Related Health Problems) is a way of coding many different healthcare problems such as diseases, symptoms, social circumstances and external causes of injury or diseases as defined by the World Health Organization. This will have two impacts. Firstly, it will be a costly transition for health institutions that some with limited funds (like the NHS) may struggle with, meaning that
private health care companies may come out on top. However, it will allow the tracking of new procedures and diagnoses so that there may be a better standard of healthcare and treatments available for those with
private medical insurance and NHS patients alike.
Labels: Freedom Healthnet, health insurance policy, medical insurance policy, PMI news, private medical insurance
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