SME Private Medical Insurance is increasingly purchased online, according to the latest news & research from The Insurance Times. Small business owners like the convenience of dealing with insurance online, outside of business hours according to the study.
Health insurance brokers are still being used but increasing numbers of small businesses are going direct to online medical insurance providers for medical quotations for their staff at a time to suit them.
SME's are officially classified as businesses with 10-250 staff and turnover of £1.5 - £37.5 million and this is the market that the insurance study is referring to. Micro Businesses with fewer than 10 members of staff and a turnover of less than £1.5 million are also a key market currently looking online for PMI for their employees, according to a Freedom Healthnet spokesperson.

"More SME's will be looking to use the web for their insurance needs - not just as a pure quotation and buying mechanism, but also as an advisory rsource and to manage their service needs," according to the research. Companies, like individuals, want ease-of-use, and information when they want it. This is a basic requirement and something that health insurance providers are endeavouring to fulfill.

Getting a quotation for company private medical insurance is a matter of filling in some basic company information to start with and then getting an experienced representative to help with the more complex parts of the process. What level of insurance cover do you want? Core? Essential? Fully comprehensive? Would you like to offer the possibility of covering employees' families? Do some of them have a current insurer and want to switch?
Whether getting an initial quotation or looking to switch from a current medical insurance insurer, the Freedom SME medical insurance quotation process is designed to be fluid and straightforward.