When people leave companies or retire, their health insurance plans often stop and they have to get a new policy for private health insurance. Many find that they have to go with a new insurer to keep the costs down as their premiums could double or triple with some providers when coming out of a group insurance scheme into a private one. The reason for a disparity between employee and private medical plans is that with company health insurance there is a substantial discount given for a group of people being covered. Additionally, the PMI cover could be paid by your employer, leaving you to only pay the insurance premium tax (IPT). With Freedom, our company medical schemes start from 3 individuals + so a family business or start-up business can be covered by a private health plan. We also offer family health insurance as well as individual. With our family medical policy, it covers all of your children (to age 25 whilst in full time education) for the same cost as one child, hence giving you savings there immediately.

Also, some insurance providers do not want to continue with the client when they leave the company and make them 'restart' their policy - so that the client has to take a policy with a 2 year moritorium on cover for conditions treated in the past 5 years, or similar. With Freedom Healthnet, you can switch from your Freedom company policy to a Freedom individual policy without having to go through this.

With Freedom Health Insurance, we have a switching system which provides for individuals who retire or who leave their employer but who wish to carry on with their private medical insurance. Contact the Freedom team for details 08703 50 40 30.

Alternatively, our instant quick quote for medical insurance will show you how little your premium could be with Freedom Healthnet - quoted in The Independent as the most competitive comprehensive insurance policy over the likes of Bupa and AxaPPP.