Health Insurance Benefit Schedule
You can join Freedom health insurance on one of four benefit levels – gold, platinum, diamond or diamond plus. Each covers you for a range of comprehensive health cover benefits.
Inpatient hospital cost & daycare |
Gold | Platinum | Diamond | Diamond Plus |
| Annual inpatient limit | £30,000 | £50,000 | £100,000 | No annual benefit limit |
Hospital Charges: nursing fees, medical expenses, ancillary charges, prescribed medicines and drugs |
Covered in full within procedure price* within annual limit |
Covered in full within procedure price* | ||
MRI, CT scans, tests and |
Covered up to annual |
Covered in full | ||
Oncology tests, drugs, consultants fees including cover for chemotherapy and radiotherapy |
Covered up to annual |
Covered in full | ||
Physiotherapy |
Covered up to annual |
Covered in full | ||
| Pregnancy Complications | Covered in full within procedure price* after cover has been in force 11 months (up to annual limit) | Covered in full within procedure price* after cover has been in force 11 months | ||
* The procedure prices are stated in the current Schedule of Procedures used by Freedom Healthnet Ltd
Outpatient cover |
Gold | Platinum | Diamond | Diamond Plus |
| Annual outpatient limit | £1000 | £1000 | £1250 | No annual limit |
Specialist consultations and treatment fees |
Covered in full within annual limit |
Covered in full | ||
X-rays, pathology, diagnostic tests and procedures |
Covered in full within annual limit |
Covered in full | ||
MRI, CT scans, radiotherapy & chemotherapy |
Covered in full within annual inpatient limit |
Covered in full | ||
Physiotherapy |
Up to £500 (within annual limit) |
Up to £500 | ||
Please note, MRI scans, CT scans, Radiotherapy and Chemotherapy will be taken from the inpatient benefit whether treatment is taken as outpatient, day patient or inpatient.
Optional extras for Diamond Plus
Alternative Therapies |
|
GP or specialist referred to a registered Physiotherapist, Chiropractor, Acupuncturist, Homeopath, Chiropodist/Podiatrist |
£1,000 per policy year GP referral – up to 6 visits Specialist referral – up to £1,000 Please note: For physiotherapy, £500 in addition to £500 included in out-patient cover Total of £1,000 |
Psychiatric care |
|
In-patient treatment in published hospital schedule |
Covered in full to a maximum of £10,000 per policy year |
| Out-patient treatment | £1,500 per policy year (£100 excess per claim) |
Rehabilitation benefits |
|
Home nursing |
Full cover up to 28 days |
| Recuperative care | Up to £1000 per claim |
| Specialist second opinions | 1 per claim |
Private Medical Insurance Quote
Corporate Health Insurance Quote
Freedom Healthnet
Bourne Gate
25 Bourne Valley Road
Poole
BH12 1DY
United Kingdom
Tel. 08703 50 40 30
Fax. 08703 50 40 40
